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      <image:title>Blog - Point Monarch Newletter - Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Point Monarch Newletter - Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Point Monarch Newletter - Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Point Monarch Newletter - Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Point Monarch Newletter - Fall 2025 - VantaCon 2025</image:title>
      <image:caption>San Francisco, CA November 18-19, 2025 I will be attending VantaCon 2025 on November 18th and the morning of the 19th. I am excited to be a part of the conversation “How AI is Rewriting Trust”.</image:caption>
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      <image:title>Blog - Point Monarch Newletter - Fall 2025 - Microsoft Ignite 2025</image:title>
      <image:caption>San Francisco, CANov. 18-21, 2025 On the 19th, 20th, and 21st of November, I will also be Ignited at Microsoft Ignite conference.</image:caption>
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      <image:title>Blog - Point Monarch Newletter - Fall 2025 - Stripe Sessions 2026</image:title>
      <image:caption>San Francisco, CA April 29-30, 2026 In the coming year, Stripe Sessions, a focus on new payment technologies and emerging revenue models.</image:caption>
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      <image:title>Blog - Point Monarch Newletter - Fall 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2025-09-25</lastmod>
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      <image:title>Blog - Rillet AI Finance Summit: Raising the Bar for Finance + AI Innovation - Make it stand out</image:title>
      <image:caption>Margins, Models and Monetization Panel, Rillet AI Finance Summit, September 23, 2025</image:caption>
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      <image:title>Blog - Rillet AI Finance Summit: Raising the Bar for Finance + AI Innovation - Make it stand out</image:title>
      <image:caption>Closing Remarks with Ivan and Nic</image:caption>
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      <image:title>Blog - Rillet AI Finance Summit: Raising the Bar for Finance + AI Innovation - Make it stand out</image:title>
      <image:caption>Tim Ural at the Rillet AI Finance Summit</image:caption>
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    <lastmod>2025-08-28</lastmod>
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      <image:title>Blog - How Much Is That Old Expense Process Costing You? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2025-08-13</lastmod>
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      <image:title>Blog - 2.32 °F – Supply Chain Disruption &amp;amp; Cash Flow Strain: A Country-by-Country Lens - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.pointmonarch.com/blog/stripe-sessions-2025-the-future-of-financial-infrastructure</loc>
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    <lastmod>2025-08-13</lastmod>
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      <image:title>Blog - Insights from Stripe Sessions 2025: The Future of Financial Infrastructure - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Insights from Stripe Sessions 2025: The Future of Financial Infrastructure - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.pointmonarch.com/blog/west-coast-crew-experience</loc>
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    <lastmod>2025-04-22</lastmod>
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      <image:title>Blog - Reflections on the West Coast CREW Experience - San Francisco, CA - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2025-03-25</lastmod>
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      <image:title>Blog - How Are You Planning Your Next Event? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2025-03-10</lastmod>
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      <image:title>Blog - Reflections on the American Banker Payment Forum - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Reflections on the American Banker Payment Forum - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2025-03-01</lastmod>
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      <image:title>Blog - Coming Together in Atlanta for the CREW Gathering - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2025-02-18</lastmod>
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      <image:title>Blog - AI in 2025: The Future is Now - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.pointmonarch.com/blog/top-5-payment-opportunities-in-2025</loc>
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    <lastmod>2025-01-07</lastmod>
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      <image:title>Blog - Top 5 Payment Opportunities in 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.pointmonarch.com/blog/money-2020-vegas-2024-key-takeaways-and-industry-insights</loc>
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    <lastmod>2024-11-16</lastmod>
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      <image:title>Blog - Money 20/20 Vegas 2024: Key Takeaways and Industry Insights - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.pointmonarch.com/blog/mastercards-future-insights-from-the-goldman-sachs-technology-conference</loc>
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    <lastmod>2024-11-04</lastmod>
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      <image:title>Blog - Mastercard's Future: Insights from the Goldman Sachs Technology Conference - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.pointmonarch.com/blog/a-crucial-crossroads-the-2024-us-election-and-its-implications</loc>
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    <lastmod>2024-11-03</lastmod>
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      <image:title>Blog - A Crucial Crossroads: The 2024 U.S. Election and Its Implications - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.pointmonarch.com/blog/join-me-at-transact-tech-nyc-2024</loc>
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    <lastmod>2024-10-10</lastmod>
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      <image:title>Blog - Join Me At Transact-Tech NYC 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2024-09-10</lastmod>
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      <image:title>Blog - B2B Sales: Strategies for Success with Salesforce - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.pointmonarch.com/blog/visa-mastercard-payment-titans-embrace-virtual-card-payments</loc>
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    <lastmod>2024-08-13</lastmod>
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      <image:title>Blog - Visa and Mastercard: Payment Titans Embrace Virtual Card Payments - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2024-08-13</lastmod>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.pointmonarch.com/blog/amsterdam-payment-networks</loc>
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    <lastmod>2024-08-13</lastmod>
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      <image:title>Blog - Amsterdam - Payment Networks and their Characteristics - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Blog - Amsterdam - Payment Networks and their Characteristics - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.pointmonarch.com/blog/swedish-payment-landscape</loc>
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    <lastmod>2024-08-13</lastmod>
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      <image:title>Blog - Swedish Payment Landscape: Opportunities and Challenges - Make it stand out</image:title>
      <image:caption>(Old Town Stockholm, Sweden)</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog - Swedish Payment Landscape: Opportunities and Challenges - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.pointmonarch.com/blog/navigating-headwinds-in-global-expansion</loc>
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    <priority>0.5</priority>
    <lastmod>2024-08-13</lastmod>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.pointmonarch.com/blog/card-present-vs-card-not-present</loc>
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    <lastmod>2024-08-13</lastmod>
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      <image:title>Blog - Card-Present vs. Card-Not-Present – The Oscillation in Use Cases Continues in Both Retail and Business Segments - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.pointmonarch.com/blog/b2b-payment-landscape-is-transforming</loc>
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    <priority>0.5</priority>
    <lastmod>2024-08-13</lastmod>
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      <image:caption>Boost B2B offers a comprehensive suite of payment solutions for businesses.</image:caption>
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